Hi,
Agree you should check out the company before purchasing, but to say you may pay a premium for some policies to have peace of mind is a bit strong when that premium dealers charge is usually three, or even four times the cost of policies from the likes of ALA. Ok their Registered office is nothing special, but the polices are underwritten by a reasonably large outfit. See below.
Your Back to Invoice GAP Insurance is arranged by: ALA IB Limited trading as ALA Insurance Brokers with UK General Insurance Limited on behalf of Ageas Insurance Limited.
Ageas Insurance Limited is registered in England No.354568. Registered Office: Ageas House, Hampshire Corporate Park, Templars Way, Eastleigh, Hampshire SO53 3YA.
ALA IB Limited trading as ALA Insurance Brokers and UK General Insurance Limited are authorised and regulated by the Financial Conduct Authority.
Ageas Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
This can be checked on the Financial Services Register by visiting the FCA's website at
http://www.fca.org.uk/firms/systems- reporting/register or by calling them on 0800 111 6768.